High demand and low inventory are driving purchase prices well above the list price. This personalized tool provides information to help you think about the median cost of care you may require in the future, and see how estimated future coverage may align with potential long-term care needs. 10:00am (PT)
Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar April 17, 2023 @ 12PM EST Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar April 24, 2023 @ 12PM EST Navigating Mutual Threats & Opportunities with your Realtor partners Guide in understanding customers and their needs . Learn how to put our powerful solutions to work for your business. In this first Back to Basics course, we review acceptable income for mortgage qualification, including employment and non-employment sources.
This video will provide the details you need for that next customer conversation. SEB Webinars Deepen your knowledge with our Beyond Schedule C or Analyzing Schedule E Rental Income webinar. Identifies the key areas to focus on in the Uniform Residential Appraisal Report. With National MI University, you have access to training resources that cover more than just industry-leading topics. Understand the factors that make up a credit score, and the fundamentals of mortgage risk.
TRID Compliance Training | TRID Guidelines, Rules, Regulations Watch Full Recording Watch Webinar Recording Self-Employed Borrowers - Focus on Corporations and Financial Statements This webinar was recorded on January 26, 2023. These cookies dont collect information that identifies you personally as a visitor. Login to track the status of your submitted claims and payments. Performance cookies collect information about how you use our website, which helps us improve functionality and your user experience. 30-Minute Session Get registered for training on AEP, OEP, selling strategies, plans and products, technology tools, and more. We'll review what each ratio represents, why and how it is used in an analysis and where and how it functions in the decision-making process. Firstly, you can select from our 16 off-the-shelf topics and we can run the webinar for your people or we can customise a webinar for you to cover exactly what you need.. Our clients like to use our existing webinar content and add a couple of sessions here . These fees may have a direct impact to both lenders and borrowers. Get easy access to National MI courses and our previously recorded webinars. Interest rates are rising! Hands-on exercises show you how to identify red flags and to understand the differences between fraud schemes and fraud techniques. In this second course of the Back to Basics Income Fundamentals series, we review documentation requirements, explore the components of paystubs and W-2s, discuss how to determine pay cycle frequency and provide an overview of mandatory payroll deductions. Invite your attendees, plan your event logistics, and decide on a webinar promotion strategy. (888 436.9678) Monday - Thursday: 8:30 AM - 6 PM ET. While we hope that you will find our free TRID training resources on this site beneficial, we wanted to also provide you with a few other free TRID training resources that might be beneficial to you. In this workshop, you'll learn how to identify when fraud and misrepresentation are occurring. Radian Guarantys SplitEdge MI, commonly called a split premium, divides the MI premium flexibly, between an upfront payment, and reduced monthly payments! more frequently is the Restricted Stock Unit or RSU being used as qualifying income. In this step, you'll start putting together your webinar outline and lay down the groundwork i,e. Are you ready for your next loan file featuring an ADU?
Courses & Registration | Essent Mortgage Insurance Learn how the Borrower-Paid Single Mortgage Insurance option works for borrowers and lenders. This is the course for you! Learn More. The COVID-19 pandemic has demanded so many changes over the past year, including how the mortgage industry reviews loan files. Learn some of the industry lingo while exploring the importance of Valid AUS Findings to the loan file. Browse our online resources, learn at your own pace, and discover Fannie Mae learning tools. Understanding a Significant Derogatory Credit Event, Identify Credit Events in a Borrower's Mortgage File, Learn the Basics for Personal Video Marketing, Fannie Mae and Freddie Mac - Understanding Your Options, Fundamental Differences in Fannie Mae and Freddie Mac, Understanding Desktop Underwriter - Advanced Guidelines and Updates, Explore Conventional Loan Options to Determine Best Options, Learn about Ability to Repay (ATR) and Qualified Mortgages (QM), Help each person develop a personal code of ethics to use in the mortgage industry, Terminology Used in the Mortgage Industry, Understanding Credit Reports and Credit Scores, Basics of Credit Reports and Credit Scores, Verify if the Loan has a Home Equity Line of Credit, Introduction to the TILA-RESPA Integrated Disclosure (TRID), Review the TILA-RESPA Integrated Disclosures (TRID), Self-Employed Borrower Basics Part II - Partnership, S-Corp and Corporations, Examine Business Returns in Detail using the Cash Flow Analysis Method, From Action to Impact: Time Management for Originators, Identify Impactful Steps Over Busy Actions, Self-Employed Borrower Basics Part I - The Personal Tax Return, Business Income Concepts for Calculating Qualifying Income, Look at options to use Mortgage Insurance, A History of Mortgage Banking and Understanding of a Loan File, Understanding Desktop Underwriter (DU) - The Basics, Introduction to Fannie Maes Automated Underwriting System (AUS) Desktop Underwriter, An Overview of the Residential Loan Application (URLA), Complete and/or Review the Uniform Residential Loan Application, Understanding Loan Product Advisor - The Basics, Determine if a Borrower is in the US Legally for Mortgage Origination Purposes, How to Be Productive, Efficient And Valued, Appraisal Review: With Guidance for Rural Properties, Review Guidelines, Documentation Requirements, Best Practices and Issues Round, Overview of the Basics of Mortgage Insurance, Self-Employed Borrower Form 91 Part I - The Personal Tax Return, Calculate Income for Freddie Mac from Personal Tax Returns, How MCC Can be Used to Qualify Borrowers for HFA Loans, NAR 2022 Profile of Home Buyers and Sellers, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 1084 Part II - The Business Tax Return Webinar, Review and Calculate Miscellaneous Employment Income Webinar, Calculating Income - The Exercises Webinar, Review Schedule E - Rental Income Webinar, Understanding Desktop Underwriter - Advanced Guidelines and Updates Webinar, Understanding Loan Product Advisor - Advanced Guidelines and Updates Webinar, Review Schedule C - Sole Proprietor Webinar, Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar, Navigating Mutual Threats & Opportunities with your Realtor partners, Guide in understanding customers and their needs, Fannie Mae and Freddie Mae Year-End communications, Understanding the Basics of Freddie Mac's Refi Possible and Fannie Mae's RefiNOW, Fannie Mae and Freddie Mac's Low Income Refinance Options, Self-Employed Borrower Form 91 Part II - The Business Tax Return, Calculate Income for Freddie Mac for Partnerships and S Corporations, Including K-1 Income. Audience:Loan Processors, Loan Processors and Jr. Underwriters. In addition, registered users can also sign up for email and text notifications, elect to go paperless, assign a delegate for your policy and much more. In addition, registered users can also sign up for email and text notifications, elect to go paperless, assign a delegate for your policy and much more. During this session we will discuss what DU reviews; the Importance of data integrity and we will highlight key areas of interest on the Summary Report and the UW Analysis Report.
Learning Center | Fannie Mae Contact yourArch MI Account Managerfor details.
6610 W. Broad St. Bldg. Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. We offer 2 different options for you when it comes to running management webinars for your leaders. During this session we will discuss what LPA reviews; the Importance of data integrity and we will highlight key areas of interest on the Feedback Certificate. We do this by providing private mortgage insurance to low down-payment borrowers while protecting lenders and investors against losses related to default. This desire to build further change resilience requires a reinvigorated leadership focus on growing our employees capabilities and enhancing processes that drive development. In addition to our extensive recorded course catalog and in-person training opportunities, Genworth also offers tons of live webinars where you can ask questions in real-time. Our Essentials Training webinars are designed to deliver innovative, mortgage training courses to industry professionals like you. Getting a mortgage is one of the most stressful things people go through. Genworth is committed to helping families become more financially secure, self-reliant, and prepared for the future. Keeping these cookies enabled helps us to improve our website and display content that is more relevant to you and your interests. The course is designed for the participant to gain an understanding of eligible and ineligible sources of funds, interested party contributions (IPCs), large deposits, business assets, reserves and acceptable documentation for assets. Coming up Build Engaging Presentations. Toggle Nav.
Webinar: What It Is, How It Works & How to Create One - Venngage This session will provide an overview of this new industry-standard loan application, review its components and highlight key features and differences between it and the loan application used before it. How to Read AUS Findings Like a PRO, Focus on Assets: Acceptable Documentation and Eligible Sources, K-1 Comparison - The Differences Between FNMA and FHLMC (Micro Session), LPA Live! This short video will provide you information on a major policy update from Fannie Mae as well as access to the tools needed for your borrowers. Third-party cookies include performance cookies and targeted or advertising cookies. Starting an open and honest conversation with the people listed here will help create a plan that covers everyones needs. In April 2020 alone, there was a reported 10% decline in self-employed individuals. Give us a call or send an email using the contact information below. We will simplify it, so you can easily understand how it works, and its potential benefits. One type of reward we are seeing more frequently is the Restricted Stock Unit or RSU being used as qualifying income. These fees may have a direct impact to both lenders and borrowers. 60-Minute Session Management Training Webinar Options.
FREE Online TRID Training Compliance Cohort Correctly calculating income is fundamental to insuring a member qualifies for a loan. 1-Day Course:This one-day hands-on fundamentals course delivers information that you can use to be a successful mortgage industry team member. 888 Genworth.
Event Calendar - Enact IMPORTANT: Do not close this window until you enter the confirmation code. Participants learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. If you have a group for in-person, on-site training, we can provide that, too.
Radian Timely Topics: Understanding P&L and Business Bank Statement Defining common terms and theories, such as nonrecurring vs. recurring income or expenses, distributions and guaranteed payments, will help you develop a clearer picture of your self-employed borrower's income and financial standing. Please check your mail and enter the code here. Our Customer Training Program is a best-in-class educational curriculum teaching the key skills, techniques and best practices needed to build your team's confidence and grow your share of originations. Participants will receive a cash flow worksheet (pdf) and a calculator (excel), which will aid in the application of their learning on the job. 60-Minute Session Get useful how-to guidance on setting up and managing these visual meetings. Review the W-2, 1120S & K1 Using Fannie Mae's 1084. Review and Calculate Miscellaneous Non-Employment Income, Review Income Sources (such as Public Assistance, Disability, Tips, Foster Care, Social Security), Appraisal Underwriting - Part I The Basics, Reviews Basic Appraisal Theory and the Concept of Market Value, Liabilities: Calculating and Modifying the DTI, Review the Relationship of the P&I vs. Borrower Debt to the DTI, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return, Calculate Income for Fannie Mae from Personal Tax Returns, Review Basic Calculations of Salary and Hourly Income, Self-Employed Borrower Form 1084 Part II - The Business Tax Return, Calculate Income for Fannie Mae for Partnerships and S Corporations, Including K-1 Income, Effective Application Interviewing and Review, What is Needed for a Complete Uniform Residential Loan Application, Appraisal Underwriting - Part II Focus on the Sales Comparison, Current Issues Surrounding the Sales Comparison Section of the Uniform Residential Appraisal Form, Rental Income Calculator and Quick Reference Guide for Rental Income, Completion of Schedule F Using 1084 Cash Flow Analysis Form, Utilize Resources to Grow Business - Focus on Actions that Create Loyalty, Critical Thinking and Problem Solving: Structuring a Loan Application. This short video will give you the info you need to know for your next construction loan review.
10 Steps for Planning a Successful Webinar - TechSoup 2, 8th Floor. Contact Us Contact Us 888 GENWORTH(888 436.9678) Monday-Thursday8:30 AM-6 PM ETFriday9 AM-6 PM ET Contact CareScout at 800 571.1918 Search Search Genworth.com Aging & You Go BackAging & You Aging & Your Health Go BackAging & Your Health Hearing Impairments Vision Simulation Mobility Challenges Aging & Your Family Learn how different storytelling techniques, presentation materials, and delivery styles can improve how you give presentations to others.
National MI University - National MI Please note:There is a nominal fee for this course. Learn about the various tax returns and forms in this introductory class. The thought of purchasing a home might be daunting for many. Our digital library includes learning modules, videos, frequently asked questions, demos . Training Resources Get instant access to the tools, guidance and training materials for our professional education courses. The case study includes analysis for apartnership (K-1/1065)and a corporation (1120). That's where the deep financial services experience of OnCourse Learning can make all the difference. Not surprisingly, many of the traits shared by high-achievers are common-sense in theory, but not necessarily common practice (otherwise, everyone would be a high-achiever, right?). Share this document with a friend. Allowable add-backs and required deductions will be discussed, and well demonstrate how to calculate income from various business structures, introducing you to the Arch MI Tax Return Analysis Calculator (AMITRAC), the industrys most user-friendly Schedule Analysis form. The marketplace can be challenging, and salespeople must differentiate themselves to create and retain clients and referral partners. Find out why line items matter on a Schedule C! Learn how to support your Mortgage Insurance (MI) origination and servicing needs, including Non-Delegated MI, Delegated MI, and Contract Underwriting. In MGIC's Residential Appraisal Review training webinar, you will get the tools you need to help build and strengthen your appraisal evaluation skills. Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. In this recorded webinar, we will show how to set up, invite and host online webinars, FaceBook Live Events and post videos onto YouTube to educate, inform and promote. Well break down mileage depreciation, and how to know if you can include an additional add-back (Schedule C), and review the different requirements for utilizing Corporate cash flow. However, there are many resources, including required educational opportunities, available to help a new buyer navigate this process from start to finish. Available formats: On-Demand Video, On-Site Training (Contact your Account Manager), Learn How to Record Videos, Share Screens and More Using Zoom. We offer . Calculating income for self-employed borrowers is an ongoing challenge. Success in mortgage lending starts with a high-performing team. The pace of change in the marketplace has accelerated from fast to almost instantaneous.